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December 2005.....The Federal Reserve Bank has raised interest rates again and the Federal Funds rate is now 4%..strong growth continues  but with higher prices across the board for both wages and commodities the margin squeeze and profitability will be the issue in 2006 as competition and inflation go head to head, but with interest rates still at 40 year lows there may be no better time to start your new B&B than today!

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